LIFE MANAGEMENT www.mrca.org — Midwest Roofer 10 A mericans pay more in taxes each year than they spend on food, clothing, and housing combined, so reducing your taxes to the legal minimum can greatly increase your ability to build wealth. Judge Learned Hand said, “Anyone may so arrange his affairs that his taxes shall be as low as possible; he is not bound to choose that pattern which will best pay the treasury; there is not even a patriotic duty to increase one’s taxes.” Supreme Court Justice Sutherland declared, “The legal right of a taxpayer to decrease his taxes or to altogether avoid them by means which the law permits cannot be doubted.” Here are five strategies to reduce your taxes to the legal minimum. Strategy #1 - Create Non-Taxable Income The IRS allows you to rent out your home for up to fourteen days each year without having to declare the rent as income. When a business partner or client comes into town and stays at your home, you can charge your corporation rent for the room. You can also have a company party or trainings at your home and rent your home to your corporation for the day. The corporation deducts the rental expense, and you enjoy the rental income tax free. Strategy #2 - Spread Income If you are in a federal tax bracket higher than 15%, you may be able to reduce your taxes by setting up a Nevada C corporation and have up to $50,000 of your income flow to this corporation. Nevada has no state income tax and has a federal tax rate of 15% on the first $50,000 of taxable income. Your corporation can retain these earnings so you are not double taxed. If you had a personal marginal federal income tax rate of 28% and a state income tax rate of 7%, you would 5 TAX REDUCTION STRATEGIES By: Larry Oxenham, American Society for Asset Protection
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