b'MRCA Enters Strategic Alliance with ClaimsGate MRCA has just formed arkingThe service allows you,a roof targeted a e tu ty. If wo asdv rtising oppor niagreement withClaimsGate,"Theingtractor, to build and changeyou wish t ncrease the nu r con o i mbe of Cla s Marketplace," anon-lineyour own web site without knowingjo youtimate and/or complete, im bsesinitiativeofthePropertyLossanythingaboutHTML. Usersjustthe $300 annual feefor thebasic d-clickvery Research Bureau.Thisstrategicpoint-an to arrange text andpackage is ainexpensive marrelatio ipprovides130,000photos in one of many templates toketing effort. Additional features are nshpropertyandcasualtyadjus rschoosefrom.Bydoingthis,youavailable with the deluxe package teworking at 900 insurance compa also become listed in an online cat for $1000 per year. nies with on-line access tosmall- alog of servicers.Withits powerful Request for The service allowsprovideto-mid-sizeroofingserviceInsurancecompaniesexpediteProposalfeatu , ClaimsGatewill reroofingfo at rooyou, as aproviders,24-hours-a-day,?- claims by dispatching adjusters todeliver in rm ion about afing days-a-we . Underagreementthe s ean in ance claim.contractor\'s services tojusters at contractor, to buildek theit ofsur TheseadMRCA members will receive a dis adju seek out roofingtheexactm theyneed it. stersexpertsoment and change your owncount of 10% off their first year\'sineffort to mitigate the e ects ofC Gatealso help theanff laims willspeClaimsGate serviceThe dis d causedbyweatherandc intheroofingmarket fees.amageialists web site withoutcountedamountwillbeappliedother insurable losses. ClaimsGateenhance their customer communiknowing anythingtowardthatmember\'sannualprovidesroofingcontractors andcationthroughintera work, ctive MRCA dues.other e ad plat information exchange, fileing, xpertssophisticate sharabout HTML.Thealliancebetween thetwoform for d affordable, and cost on-line discussions, white irect,papers, groups a MRCA to receive aeffective real-timeavailability andandlishing. llowsnewsletter pubsmallpercentageoffeesfortheaccesstoadjusterssearching forTheP L Rese t""\'\\ ropertyossarch service paid by each MRCA mem servicesexpertise.Bureau, kn within the property andown ber. To encourage members to tryIf an insurance adjuster is look insu industrythe PLRB, is ranceas the service,MRCAwill takethating for acontractor in a s aniation ofof the leading roofingpe assoc 900 percentage and give it back to thecificcitythatdoesa specializedpropertyandcasualtyinsurance m rpartial paymenttheirroofingsystem, ClaimsGateis ancarriers. In e for 53 years, embe asonxistence nextyear\'sMRCAm e tothe contractor to dothe PLRBclaim services embershipasy wayfindprovides dues.the estimate and perhaps the rest ofto itsrp ies. membe com anthe job.E ly,th is ary ssential isve\'\'Helping You Make Sense ofAll" It Personal Savings Come FirstByJ.Todd Gentry J.FinancialThis article appears courtesy ofTodd Gentry, CLTC. Todd is aPlanner with Metropolitan Life Insurance Company. He specializes in meeting the individual insurance and financial services need of people in the s roofing industry. You can reach Todd at the office at 1-800-348-1128 ext 3319. Metropolitan Life Insurance Company, New York, New York,10010 980920XD (exp0904)ML/C-LD Many people think they areingif their income equa their expenses, but inlong-runbe diffido welllstheit will cult toand invest unless yourleexceeds your expenses. Like abud ting only works in savedisposab incomediet,gethe-te if itdeprivation. Inition, ma find immenseion if they must delay satisshort rminvolvesadd ny peoplefrustratfaction (purchasing the things theylyor want)so long thatirtseemtive.fee the needforthe budge effortsineffec However, abit of patience and savings now can carry you adistance in the future. liftlegreat canThere are fou tha youto Budgetingbe simple or complex based on your income and lifestyle.r pointstought consider in ordercertainyour budg llurst. to makethatet wi pay yo fiB inprocess by recor gyour expenses. Ales ld first list living expenses su as mart- ,"")" eg thedin allsimp charthou ch gage or ren utilities, taxes and services such as ch are. Then list necessities such as food,thing and med-t,ildc cloCo e ntinued on pag 12 6'