b'Architectural sheet metalContinued from page 33MRCA Membership UpdateOUR NEW roof for free? MEMBERSThe roofing contractor is willing to waive or discount your insurance deductible to win the job, and insuranceWERE HERE FOR YOUwill cover the rest. This makes sense and seems like a no brainer, right? Unfortunately, no. Accepting this discount from the contractor could be considered insurance fraud.What to do:The solutions are straight forward. To avoid waivingPreservation Services, Inc. Romeoville, ILeasily collected revenue and to keep yourself and your homeowner compliant, you have options: Architectural Reps of Texas Lewisville, TXAsk for/request a check to cover the deductible. This generally does not end well in securing the project. Rooflogic Red Oak, TXAsk for a credit card to cover. Same result.Secure financing for your customer. Many consumers are comfortable with this. But some are not open to this for a number of various reasons.Carry the deductible on your books and create a promissory note for documentation of the deductible being paid as well as send monthly billing statements to your homeowners and do the collecting.Use a third party to handle the funding, billing, insurance documentation and collections.The choices are simple. Secure your revenue and stay compliant OR play roulette with insurance companies, law makers and regulators.Bruce ChristensenBruce Christensen is a partner with Deductible Funding, which helps contractors remain legally and regulatory compliant and provides a means to collect previously waived homeowners insurance deductibles. Reach him at 817-403-3797 or bchristensen@deductfund.com. 34 www.mrca.orgMidwest Roofer'