b'~AFETYDO\'SNeed Capital? .can Check WithS.B.A. In previous issues we have advised contractorsthatfewbusinessconcerns 11 ANDDON\'TSgrowrapidlywith their ownfunds,and that while in the past banks have not been too eager to loan cash for capital improvementstosmall concerns, there has h:,een a .:::::,distinctchangeinbankingattitudes brought about bythe federal Small Busi~~ness Agency. ~~ByEd.C~Take thecaseofone member of the National Roofing Contractors Association, who prefersnottobe identified, but offered the following information on arecareful with allwheeledequipment.Use R OOFERS have thehighest rate of ac plywood under the hoisting equipment atcent loan he secured.on an expamion cidentsforanytypeofconstructionHis firmhad decided work. Work injury experience for rooferstheroofedge,and make surethat yourprogramwhichincludedroofing,sheet was over four times as great asthe injury,roof deck will support the equipment youmetal and the establishment of a home imfrequencyand severity rateforall manu use. Check fittings on all pumps and braceprovement department. facturing last year.the pitch pump tubing carefully.Heoutlined his objectivestohislocal bank and provided them with-and this is FALLINGHAZARDSLADDERSessential-a financial statement of his firm. Falls from roofs stem from the lack ofExtendladdersabout3feetabove theThe bank recommended an application parapet walls, open roof curbs and stum roof line. Tie che ladders co the roof edgeto the SBA for a bank participation loan. bling over roofing material scattered overso they won\'t move or fall. Place the bot The full amount of the loan was $80,-thedeck.Addedtothisarethefallingtomof the ladderon smooth ground.If000.Theloanwasapproved,thebank hazards from pulling felt laying machines.thegroundisunevenor slopinguseanloaning $30,000 at 6% for six years, and adjustableladderleg.UsecautionwithSBA loaning $50,000 at 4% for the same BURNSaluminumladderswhenhandlingchemperiod. Overheatedkettlesfrequentlyresultinaroundelectricwires.They are light andThe cash plus interest is being repaid at flash fires. Chunks of bitumen dropped intocanblowovereasily.Don\'tuseladders$1,321 a month. The capital has enabled the kettle can splash. Tar buckets can over to support pitch, pump, pipe or hose.the firm co build a new modern office and flow and splash.TheChicagoRoofingContractorsAs warehouse, buynew equipment and offer sociationfurn:shesitsmemberswithaexpandedservicestoitscustomers,dis SPRAINS,CUTS,BRUISESspool of pressure sensitive red cape to at count its bills and pay for the loan our of These can occur from lifting heavy ma tach to ladders or equipment regarded asits profits. Both the bank and SBA profit terials,\' fromknives,hatchetsand,fromunsafe or in needof repair. Don\'t repairfrom the interest charge. handling barrel tin.ladders, junk chem. Do not carry materials up aladder. Your weight and the weight RECOMMENDATIONS, ofthematerialswillweakentherungs. And .no account paint ladders; they on PROPANE.Keeptanksuprightatallbecomebrittle.WoodfibersneedtoSlogans-Successful times.Neverturnthemupsidedow\'n.breathe.Selling Signs Check fittingsandhoses.Do not operate a propane torch in an alley or near an en EYESCharles N. Walker, Jr., of the Chas. N. closed area. Keep tanks at least 8 feet awayUsegogglesonallre-roofingwork.Walker Roofing Co., 141 Houston St., Atfrom the kettle.Kettlemen should wear goggles when feed lanta, Ga.,reportsthat their slogan "We Keep tanks in an open area away fromingthekettleorhoistinghotmaterial.Top "Em All"\' used first his his father fifty doorsandwindows-NEVERINSIDE.Tinted goggles or glasses should be wornyears ago, still brings customers to one of Secure tanks when travelling and be sureon bright sunny days. And .rubthe oldest roofing companies in Georgia. don\'t the valve cap is on right.your eyes with a dirty hand smeared withThe company is starting its second half UseDiptorch tolight theburner andoil and swear.century boasting that more of Atlanta\'s old keepthe torch in thewellof the kettle.BURNSlandmarkbuildingshave been roofed by When turning off the torch close the valveIn addition to the kettle hazards alreadyWalker than any other concern. The firm at the propane rank first. Allow the gas inoutlined burns occurwhen pailsof hoc doesbothresidentialandcommercial thehosetoburnout.Knowthecorrectstuffarespilledwhenbeingcarriedorroofing. pressure rating when operating the torch.hoisted to the roof, when hot materialisThe Joseph Eckrich Roofing Company, Important-have a fig type fire extinguisherpoured into mop carts, when hot material4516 So. Compton Ave., Sr. Louis 11, Mo., available on all jobs.is being poured into drums. A stumble onrecently entered its 48th year.Pare of its awet roof can cause aman to plunge asuccess isthe simple slogan "The Sign of MECHANIZEDEQUIPMENTfoot into a hotstuff bucket or overturn it.A Quality Roof Since 1916-ANOTHER Use forward moving equipment. HandleBurns occur when gasoline ignites in re ECKRICH ROOF." Signs 14 inches by 22 gasoline engines carefully. Always turn thefuelinghocengines.inchesa,reattachedtoallbuildingson engine off when pouring gasoline.Besurehot cartsdo notcontain anywhich an Eckrich roof has been-completed. Check pulley, and cables and oil daily.moistureor water.It\'san unhappy com It appears on all the firm\'s advertising and Machines can roll off che roof. When push binationresultinginfoaming andburnsstationeryandbusinesscards.Thefin: ing carts of hotstuff acrossthe roof, kee;;,to the operator.doesa general roofingbusiness including theroofdeckclearofdebrisandsmallSafety pays. Be sure all new aswell asbuilt-up roofing, asphalt shingles and slate tools.These cartscantip overeasily.Beold employees are given safety instruction.and rile repairs. OCTOBER,19631$'