b'LEGALLY SPEAKING CSIA 27continued from pg.25your experience and reduce your premiums? For those key employees hired this year, do you have employment agreements in place addressing such things as non-disclosure of confidential information and non-competition?Its not too late.Have you reviewed your general liability insurance business partner?Have you updated theand other business coverages with your agent valuation information which sets the priceto ensure proper, cost effective coverage?for which shares are repurchased?Has the buy/sell agreement been amended to includeAre your licenses to do business in various new shareholders? locales current? Are your benefit plans, such as retirement,Your personnel policies and practices may profit sharing, medical reimbursement,require modificationis your employee Section 125 or 401(k) plan, appropriatelyhandbook up-to-date?documented within the corporate records and in full compliance with the law?AreDust off those corporate records and make the summary plan descriptions you give tosure that everything is ready for 2024.If you need employees up-to-date? legal assistance in your business affairs, contact BobDunlevey,atTaft/Law(937)641-1743.ForHave you consulted with your CPAmore information about Taft/Law, visit www.taftlaw.regarding year-end matters, such as taxcom. incentives for such things as equipment purchases, you still may wish to take advantage of before year-end?Are you anticipating significant corporate tax changes for 2024 and beyond as Washington changes?Have you evaluated the cost of your workers compensation program?Have you shopped for enrollment in a workers comp group that provides good savings (discounts) and effective third party administration?Have you gone online and looked at your claims history to identify your major claims?Have you met with your workers comp attorney to devise a plan to eliminate costly claims from csiaonline.org'